Chapter 05 · The journal
Your home, understood before you choose.
Valuations, viewings, paperwork and the choices of selling. We start from the questions of people looking for a home and of those thinking of selling, and answer as we would in the office.
Market
Living in the Biella valleys: four valleys, four characters
Valle Elvo, Valle Cervo, Valdilana and Valle Sessera: the municipalities, a story for each, home values according to the Revenue Agency, and what to know before buying in the valleys.
by Redazione Prestige · 5 min read
Selling your home
Inheriting a home and selling it: the steps in order
Accepting the inheritance, the succession return, taxes and the cadastral transfer, then the sale: what is needed, by when, and why no capital gains tax is due here.
by Redazione Prestige · 5 min read
Buying
Buying a home at auction: how it works and what to check
From the public sales portal to the transfer decree: minimum offer, security deposit, balance, taxes and the risks to know before bidding.
by Redazione Prestige · 5 min read
Buying
Offer, preliminary contract and deposit: what you sign before the deed
From the purchase offer to the preliminary contract: when the commitment becomes binding, how deposits work, registration and recording.
by Redazione Prestige · 5 min read
Selling your home
What it costs to sell a home: the expenses to budget for
The agency, the energy certificate, paperwork in order, the condominium, the mortgage and capital gains: what the seller pays, when, and what is left to the buyer.
by Redazione Prestige · 5 min read
Finance
Waste tax (TARI) on a holiday home: who pays and when it can be reduced
A second home pays the waste tax even if it is used little. What the law says, what each municipality decides and how it works in Biella, where the tax also depends on the bin.
by Redazione Prestige · 4 min read
Finance
Buying your first home: what you get back through your tax return
Mortgage interest, the estate agent's fee, a tax credit if you sell and buy again: what they are worth, under what conditions, and what changes for incomes above 75,000 euros.
by Redazione Prestige · 5 min read
Regulations
Listed homes: how the public right of pre-emption works
If the building is of cultural interest, the sale follows its own rules: the notification, sixty days of waiting, and the State able to buy at the same price.
by Redazione Prestige · 4 min read
Regulations
Construction tolerances and the Salva casa decree: what to check before selling
Differences between the plans and the actual home need a technical check. What to know about tolerances, without mistaking them for automatic regularisation.
by Redazione Prestige · 4 min read
Finance
The taxes to consider when you buy a home
Registration, mortgage and cadastral taxes, VAT: how much you pay when buying from a private seller or a company, with and without the first-home relief.
by Redazione Prestige · 5 min read
Market
The Biella property market in 2025, in official figures
Sales and property values in the Biella area, with sources and reference periods. National data on discounts and timing complete the picture, without describing any single property.
by Redazione Prestige · 5 min read
Buying
Homes built before 1946: what to check before buying
In Italy almost one home in five was built before 1946. What to ask for, in writing, before making an offer.
by Redazione Prestige · 6 min read
Selling your home
Before the viewing: the questions to clarify
A viewing request does not yet tell you whether the person is ready to buy. Three simple questions, what home they are looking for, by when and with what budget, make viewings worthwhile, for sellers and buyers alike.
by Redazione Prestige · 3 min read
Selling your home
Photographing a home: what to show before the viewing
People looking for a home start with the images. Wide views, an order that makes sense, the floor plan next to the photos and a clear label for anything that is only illustration: that way the viewing confirms what people have already seen.
by Redazione Prestige · 3 min read
Selling your home
Where to start the price when you sell your home
The asking price is neither what you spent nor what you would like to get: it is the point from which the market starts answering you. How to build it with honest comparisons, and what local property values do (and do not) tell you.
by Redazione Prestige · 3 min read